J.C. Christensen & Associates

Located in Sartell, Minnesota, J.C. Christensen and Associates (JCC) is a debt collection company committed to the highest ethical practices, fiscal responsibility, and respect for its clients. In business since 1977, the 150-employee firm is veteran-owned and has a reputation as one of the most “user-friendly” companies in the industry. J.C. Christensen and Associates is made up of two separate divisions, JCC Healthcare and JCC Financial.

The firm strives to give its clients a voice throughout the collections process and works to align its values with those of its clients. The firm also develops solutions for accounts receivable management that work with clients' organizational goals, and it considers the cornerstone of its success to be treating debtors with compassion, respect, and dignity.

The J.C. Christensen & Associates, Inc., healthcare division serves over 100 clinics, medical centers, and hospitals, and has over 15 years’ experience in servicing healthcare providers. The firm obtains debtor payments through self-pay and private insurers among other methods of resolution. The financial division is concerned mainly with primary, secondary, and tertiary accounts across a variety of markets, and the firm has a pre-legal strategy that has proven very effective for its clients.

The firm handles an array of accounts including bankcard and retail debts, student debts, dismissed bankruptcy and dismissed settlements, skip trace portfolios, previous payers, probate, and more. J.C. Christensen & Associates, Inc., holds licenses to conduct business across the United States and ensures state, county, and city laws are complied with to collect debts from individuals anywhere in the country.

A company that holds ethics in the highest regard, J.C. Christensen and Associates maintains a culture of professionalism and integrity from the top all the way down. The firm's Chief Operations Officer and Director of Compliance have developed and implemented policies to ensure practices are in line with the guidelines of the Minnesota Attorney General's office.