Founder & President of non-profit FINCCLUDE Incorporated (fincclude.org), a next-gen industry association exclusively focused on the 6 dozen+ sectors of FinTech's Carrier Commerce and cross pollinating success knowledge with industry stakeholders worldwide to accelerate the advance of Financial Inclusion globally.

Find your passion then be the champion - in expertise & ownership spirit (which can require tireless relenting).

Listen, Understand, Envision, Solve, Evangelize impact paradigm change with differentiated insights that optimally address challenges, serves needs to help countless millions.

Lead by example, Insist on ethical conduct, Bias to kindness, Mentor.

Enjoy photography, traveling and exploring, world cultures, history and philosophy, as well as championship sports.