Kevin Press

"Two words for you Kevin: gold and shotguns." My friend Jim has what I'd call a disruptive sense of humour. The joke this past Monday morning was that investors would react to the U.S. credit rating downgrade and the ongoing debt crisis in Europe by buying security: financial and otherwise.

I like Jim a lot, but I'm going to go out on a limb here and say that investing your money in an overpriced commodity and a12-gauge peacemaker probably doesn't constitute an effective investment policy. Times like these call for more thoughtful decision-making. Beyond the don't-panic truisms, there are smart moves you can make right now.

My job is to help Canadians understand them.