Mark Kilham is a financial advisor located in Munich, Germany. Mark has a wealth of knowledge in financial advising but specializes in retirement planning and QROPS. While Mark currently lives in Munich, Germany, he actually grew up in South Africa. He is the eldest of three sons. He was very competitive as a child and picked up the sport of tennis at a young age. By the time Mark was ten years old, he was ranked the #1 tennis player for his age group in Namibia and later Botswana. Mark Kilham began really picking up his love for managing investments by the age of 17. At that time, he and his friends entered a national mock-stock broking competition where they were given R1,000,000 to invest on the JSE. Mark and his friends portfolio was so successful that he and his friends each won their own real portfolio worth R5,000.