30 years of commitment to delivering technology that does what it says on the tin! Worked across the Financial Services solutions sector in Start-ups to Multi Nationals at all levels both as an employee and an investor. for the past 8 years has run his own consultancy company advising fast track technology companies on the only two things that matter - sales and investment. Now founder of Apply Financial delivering smart apps for payments across desktop and mobile platforms. Has four teenage daughters so no wonder I've lost my hair. A music and gadget junkie who likes to cook, drink good wine, travel and cycle to his favourite pubs.