Bernard Xavier

The christian values imparted by the Jesuits from Holy Family parish community & school, Andheri east, have been responsible for who I am. As, youth was encouraged, guided and providec the opportunity to develop leadership skill, understand techniques in the various youth camps participated and organized. Besides, activities fundraising for events or social issues. Simultaneously, studying and graduating from Mumbai university in Political Science and Economics.

With over 15 years of sales & marketing experience in varied industry from FMCG consumer product to capital goods market, from selling product to concept and technology.

Creating successful clients was always interesting and challenging. I joined Royal Caribbean Cruise, inorder, to understand how to create happy clients, learn about service and service industry issues.

"What is the value of my life? If, there is no value addition to yours during our interaction." - this being the mission statement.

I decided to follow by conviction in financial planning and advisory, specilaizing in personal insurance and wealth Management. With a sincere intent to create lifetime of successful clients from customer. The industry license to practice insurance from IRDA and association with HDFC life, Apollo Munich Health Insurance Co. Ltd.; Advisor certification from AMFI (Association of Mutual Fund Industry) for creating and managing wealth.

Currently, pursuing professional certification as CFP from Financial Planning Services Board India (FPSB) as a finanacial Planner. Certification recognised in 23 countries around the world as gold standard in fianancial planning

I believe to keep things simple to make a difference.

I wish for happy, wealthy individuals & families that leave their footprint for their near and dear one. I am willingly to assist and help individuals in creating this footprint.