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About Me

I’m Kristy, a Senior Mortgage Loan Officer living in Santa Rosa Beach, FL and serving clients all along the Emerald Coast.

13 Years Experience

• Primary Home Lending
• Second Home Lending
• Loans for Investment Property
• Specialist Experience in Condo Lending

Types of Loans

• Conventional, USDA, FHA, VA
• First-Time Home Buyers
• Jumbo Loans
• Lot Loans
• New Construction
• DSCR, Asset-Based, Bank Statement Loans
• In-house Portfolio Lending
• Condo, Condotel, Non-Warrantable Condos

Personal

My husband and I have been married for 26 years. We have enjoyed living on the Emerald Coast for more than 10 years now.

When not serving clients, you will find me relaxing with my two Goldendoodles, enjoying a Pilates class, or taking in the scenery of 30A. You might even catch us at a local Karaoke night!

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Please reach out if I can help in any way - even if it is simply a brainstorming session. No two mortgage loans are ever the same. My assistant Nicole and I look forward to guiding you to the closing table!