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Francine Allen has been a licensed Realtor with Morris and Raper InTown since June of 2003 and worked in the mortgage industry for fifteen years prior. She has been instrumental in administering several home mortgage programs. These programs were designed to provide first time homebuyers with down payment assistance to purchase homes within the city of Atlanta. Francine gained experience with the back office functions, including interacting with mortgage lenders, closing attorneys, appraisers, and home inspectors for pre and post sale transactions.