Based in Cottage Grove, Minnesota, American Accounts and Advisers helps health care organizations collect on past-due customer accounts. The company uses a service-oriented approach that targets recovery of debt as well as retention of customers and patients, and its system has become a nationwide industry standard. In addition, the company makes use of advanced software systems that support successful debtor identification and recovery.

American Accounts and Advisers utilizes one of the country's most advanced skip-tracing software and portal-service systems, which helps the company's experienced staff locate debtors across the country. They also have access to credit bureau data that gives them an additional tool for tracking down those who are particularly difficult to find.

Once American Accounts locates the debtor, the company works with him or her to arrange for payment. It accomplishes this through a variety of programs, including the early-out system, which lets customers pay early on in the delinquency phase. This not only saves the client money on collection costs but allows the client company to learn more about the financial habits of its customers.

The firm stands behind its approach with an increased-recovery-percentage guarantee, which means it will pay the client the difference if increased recovery does not occur.