Capital Direct
financial solutions in Vancouver, British Columbia, Canada
Established in Vancouver, British Columbia, in 1997, Capital Direct is a home equity and residential lending company that prides itself on its swift approval process. Offering loans to homeowners, it bases approvals primarily upon the amount of equity in a home, rather than on a customer’s credit score. By considering factors such as the length of time a customer has lived in a home, as well as the amount of the mortgage down payment, Capital Direct calculates a customer’s lendable equity. To offer a wide variety of mortgage loan options, the company utilizes its own funds, as well as outside lending sources, such as trusts and banks. It offers five- to 40-year amortization schedules with one- to three-year terms.
Capital Direct was the Consumers’ Choice Award Winner for Business Excellence three years running, from 2003 to 2005. It belongs to the Calgary Chamber of Commerce, the Vancouver Board of Trade, and the Independent Mortgage Brokers Association of Ontario. Additionally, Capital Direct is a supporter of the CKNW Orphans’ Fund.