Kramer And Associates

Comprised of a staff with more than 30 years of combined experience, Kramer & Associates serves as a premier asset management and collection agency. Based out of Hackensack, New Jersey, the firm works with clients across the world who benefit from the firm’s network of skilled collectors. Kramer & Associates' in-house attorneys ensure the staff follows applicable state and federal laws while remaining thorough in their methods. The presence of attorneys gives the agency an extra advantage and level of professionalism, and the attorneys often represent the firm by contacting debtors through phone calls and letters.

Trained in collecting from commercial and consumer debtors, Kramer and Associates looks at each case on an individual basis and develops customized strategies. Although the firm generally charges between 15 percent and 35 percent of total recovery, depending on the size of the account, it also features flat-fee rates for qualifying new accounts. Additionally, Kramer and Associates offers a First Party Extension Program, where it functions as the creditors’ partner and uses a lighter touch with debtors, and a Third Party Collection Program for clients requiring more intensive approaches.