AcuFi

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AcuFi – Real-Time Verification for Modern Lenders

AcuFi powers the world’s first real-time lender intelligence network.

Loan-stacking protection, cash flow underwriting, identity verification, and payment infrastructure designed to stop risk before funding occurs.

Built for short-term, online, and high-velocity lenders who cannot rely on outdated credit reports, blind approvals, or fragmented verification tools.

AcuFi delivers real-time borrower intelligence that helps lenders improve underwriting decisions, reduce fraud, and approve loans faster and more safely.

Underwriting That Grows Your Business

AcuFi provides a suite of intelligent verification and underwriting tools designed for modern lending environments.

The platform combines cash flow analysis, identity verification, loan stacking detection, bank verification, and payment processing into a unified lender intelligence ecosystem.

AcuCheck

Cash Flow Is the New Credit Score

AcuCheck analyzes real-time banking data to determine a borrower’s true ability to repay.

Instead of relying on outdated credit scores, lenders gain visibility into actual income, spending patterns, and financial stability.

Key capabilities

• Real-time cash flow analysis
• Instant affordability checks
• Machine learning risk models
• Continuous borrower monitoring
• Automated income verification
• Bank account ownership verification
• Ability-to-pay evaluation

Bank Account Intelligence

• Up to two years of bank history
• NSF frequency analysis
• Income and cash flow pattern detection

AcuView

Real-Time Loan Intelligence Network

AcuView provides real-time borrower activity insights across a network of participating lenders.

Unlike traditional credit reports that rely on historical data, AcuView detects loan stacking and risky borrower behavior before funding occurs.

Capabilities

• Detect simultaneous applications across lenders
• Monitor borrower loan activity
• Real-time risk alerts before approval
• Behavioral fraud detection

Proven Impact

• 37% reduction in stacking-related defaults
• 99% faster customer verification
• Insights delivered in under 1 second

https://acufi.com/acuview

AcuPay

Modern Payment Processing for High-Risk Businesses

AcuPay provides compliant payment infrastructure for industries often rejected by traditional processors.

Payment capabilities

• Same-day and next-day ACH processing
• Credit and debit card acceptance
• Subscription and recurring billing
• Chargeback protection and fraud monitoring
• Real-time reporting dashboards

Built for industries including short-term lending, cannabis, and nutraceuticals.

https://acufi.com/acupay

VeraFi.me

Know Who’s Behind the Screen

VeraFi provides AI-powered identity verification and secure onboarding.

It combines document authentication, facial recognition, liveness detection, and optional voice verification to confirm customer identity in seconds.

Key features

• U.S. and Canadian ID support
• Real-time facial matching
• 10-second identity verification
• Developer-ready SDK and APIs
• GDPR, CCPA, and PIPEDA compliance

Used by lenders, fintech startups, and businesses requiring secure onboarding.

https://acufi.com/verafi

Bank Verification

AcuFi verifies bank account ownership before funds are disbursed.

Capabilities

• Real-time bank account ownership matching
• Identity and banking data cross-verification
• Coverage across 12,000+ U.S. banks

Results

• 73% faster onboarding
• 15× reduction in fraud incidents

https://acufi.com/bank-verification

Industries We Serve

AcuFi supports businesses often labeled “high-risk” by traditional financial institutions.

Industries include:

• Short-term lending
• Title lending
• Cannabis and CBD businesses
• Credit repair companies
• Nutraceutical and supplement brands
• Debt relief services
• Affiliate and lead-generation companies

Simple 3-Step Setup

Step 1 – Account Setup
Create your account and complete compliance verification.

Step 2 – API Integration
Integrate AcuFi APIs and test workflows.

Step 3 – Go Live
Launch with real-time lender intelligence tools.

Contact

AcuFi
4864 Sparks Blvd
Sparks, Nevada 89436
United States

Email: [email protected]
Phone: +1-866-711-4350

https://acufi.com/