I'm a father, husband, community activist who's dedicated to providing the best insurance at the best rates to my neighbors. As alumni of the University of Maryland and Towson State University I thought I understood the need to make financial plans for college funding. I learned a lot more about that need when my son went off to college! That's when I started helping others make plans to pay for college. I have seen the financial disaster that is caused by death, disability and nursing home confinement. Preparation for these events can bet be handled with insurance. The only way to be sure is to insure.