Lu Schnur

Question: 16 year old's Car insurance?

I'm and I have my permit. I turn 16 in may. Im going to get my license (or atleast take the test ) on my 16th birthday. Im not going to buy a car, and im going to just drive my parents cars. What I don't understand is why I have to pay for car insurance, since my parents already insure the car. And the car is ensured for any driver of the car.

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