I am a resident of Miami Beach for over 20 years and have seen many changes in the city during that time. I began my Financial and Real Estate career in late 2007 when my wife, who is an excellent Real Estate professional, pushed me towards this new adventure. I graduated from the Institute Universitario de Tecnologia in Maracay, Venezuela with a Computer Sciences degree. I spent a short period of time in the computer industry followed by ten years in the Restaurant Business. My first year as a Mortgage Broker was also the beginning of the real estate collapse, I saw the looming real estate decline and made an immediate decision to jump ahead of the wave of foreclosures and short sales and became the "Distressed Property Expert" that I am today. Since then I am proud to say that I have successfully helped countless families avoid foreclosure and protect their credit.