Apex Merchant Group

The modern scenario has more and more merchants preferring and choosing for payment functionality that is already embedded within the Point-of-sale system. This type of model requires the Point-of-Sale manufacturer’s software designers and developers to create a code according to the provider’s specifications. The benefits are enormous and include reporting across payment types and decreased manual keying of transaction amount and the clerical errors that might result from working on a standalone terminal. It all depends on the merchants as to what to choose from a variety of options to connect and align with their business requirements and include securely accepting different types of cards and checks. There are three major factors such as cost; speed and convenience that help the merchants decide about the connectivity options that suit the best for a particular merchant.

Major Connectivity Options

1. Leased Lines or Frame Relay: This is one of the solutions that provide faster transaction over an IP connection. Since this is a dedicated line it is the costliest option due to the number of changes and upgrades that has to be done to the infrastructure. Moreover it requires dedicated technical resources that include additional hardware. However it is best suited for very large business houses with high-volume transactions and multi-lane environments.

2. Dial-up services: If a merchant wants to use the existing phone line, they can use the phone to begin a transaction and open a call to the processor. Of all the types of connection this is the slowest and the cheapest solution available. However you will have to dedicate one telephone line per terminal.

2. Wireless Connectivity: A wireless terminal requires cellular service to transmit a transaction from any location and doesn’t require a landline and you can take the terminal wherever you want to transact. Ideal for home services this terminal has a printer and Payment Card Industry PIN Entry Device.

3. IP and VPN: If you have an existing IP network infrastructure then this low cost and high speed solution can be quickly implemented, however the up-time is totally dependent on the internet service provider.

4. Wi-Fi solution: As in IP this method of connectivity takes advantage of your existing IP infrastructure offering a high speed and low cost solution. For those with a good wireless i