Arcarius LLC is a Merchant Cash Advance (factoring company) and Business Development Company formed in early 2015 by experienced business owners with an extensive background in finance, entrepreneurship and equities trading and execution. Arcarius LLC specializes in providing an alternative way for small business owners to procure working capital despite their time in business, personal credit, collateral, profitability or positive financial statements to acquire it from traditional lenders. While historically this problem has always plagued small business owners, it has become increasingly more difficult to secure traditional bank financing due to the tight credit markets brought upon by legislation such as DODD-FRANK and the persistent collapse of the US housing crisis.