Beth DeGroot

Plano, Texas

Experienced Loan Portfolio Management team member, playing a vital role in overall credit portfolio and loan compliance. Responsible for implementing credit policies and procedures including direct responsibility for individual loan policy compliance, credit and collateral files, closing and funding documents as well as lien perfections. Partner with individual lenders and credit officers on bank requirements for financing.

Ensure credibility of loan documentation by providing timely and accurate analysis and reporting on the credit portfolio and individual credits. Involved in the analysis of credit system changes and advise on the impact of new programs, procedures and regulatory changes. Establish and maintain strong relationships with senior bank executives and credit administration to identify areas of improvement. Provide bank management with recommendations on loan compliance, portfolio management, credit concentrations, and implications of lending activities. Manage tickler systems for specific credits and documentation exceptions. Provide support and recommendations to bank customers as needed to enhance financial performance and business opportunities. Ensure that effective controls and procedures are in place and ensure compliance with applicable federal, state and local banking laws.

Specialties: Compliance, Finance, Banking, Credit Analysis, Credit and Collateral Files, Customer Relations, Technology, Bank Reporting and Regulations.