Question: My car was stolen and now I'm being investigated for insurance fraud. I'm only 18, help!!?
My car was stolen on Saturday. I was driving in the car with someone I thought I could trust and when I went inside a subway terminal to meet another friend I left the keys in the car and the person who was in the car with me took off with the car, my phone, my purse, and about $1500 worth of shopping bags and boxed furniture that I had just bought from Ikea. I called the police and they aren't doing much help. I've had to investigate a lot of this myself. The person who took my car doesn't have permanent housing so its been hard to track him down. I found out from the cops he has 4 other warrants out for his arrest for crimes relating to cars. Obviously, I didn't know that when I left him alone with mine. After my dad filed a claim to our insurance company, they said they were going to begin an investigation and sent us a letter saying it was within their rights not to give us any money for the car. They think me and the person who stole the car are working together to get money off of them. Their going to interview me and I'm really scared. The last time I broke the law was when I was five and tried to steal a barbie from Walgreens. I'm only 18 now and I don't even know how insurance or fraud work, never mind insurance fraud. They're going to accuse me. They only thing I'm really guilty of is being stupid/ naive/ gullible. I trusted a person who I should not have trusted. My questions are: 1) How can I track down this person? I sent a messege on Facebook to all of our mutual friends telling them to keep an eye out. 2) How can I move the investigation from the police (who are on my side) along, when they aren't really doing anything? 3) What am I supposed to tell the insurance guy? What should I say? I just want my car back. I feel so helpless, please help.
BEST ANSWER: Try this site where you can compare quotes from different companies: INSUREINFO.US