I am a licensed Mortgage Loan Originator (NMLS#315238). My job is to educate home buyers about the many different financing options that other lenders fail to tell them about.

I author and provide helpful info to home buyers & home owners at HomeLoanArtist.com.

I grew up in a small Minnesota town, I'm a San Jose State alum, former PGA Golf Pro, MN Vikings, Twins, and Angels fan, enjoy playing tennis, and a wannabe fisherman.

I live in So Cal's Inland Empire city of Temecula/Murrieta area.

Most important to me is my faith, my wife, my two boys, simplifying the home buying process, and bringing greater transparency to mortgage lending for todays homebuyers.

I specialize in FHA, VA, USDA, Conventional, CalHFA, CalHERO and other low down payment assistance loan programs.

How can I help you?