I am a licensed Mortgage Loan Originator (NMLS#315238). My job is to educate home buyers about the many different financing options that other lenders fail to tell them about.

I author and provide helpful info to home buyers & home owners at HomeLoanArtist.com.

I grew up in a small Minnesota town, I'm a San Jose State alum, former PGA Golf Pro, MN Vikings, Twins, and Angels fan, enjoy playing tennis, and a wannabe fisherman.

I live in So Cal's Inland Empire city of Temecula.

Most important to me is my faith, my wife, my two boys, simplifying the home buying process, and bringing greater transparency to mortgage lending for todays homebuyers.

I specialize in FHA, VA, USDA, Conventional, CalHFA, CalHERO and other low down payment assistance loan programs.

How can I help you?