Brian So Insurance provides many types of insurance services. We take a look at the customer and assess his/her needs based on the financial situation including income, debt, savings, budget, and more. We also look at qualitative factors like attitude towards insurance and risk management strategies.

With the information in hand, we can then design an insurance package to satisfy the needs of risk management. This can include term and permanent life insurance, no medical life insurance, as well as disability, critical illness, long-term care, and health insurance.

These types of insurance all serve a different purpose. Term life insurance provides a large amount of coverage at an affordable rate that's meant to cover families until retirement age. Permanent life insurance can include investments that are sheltered from tax within the policy and are appropriate for high-income earners.

No medical life insurance lets you get access to life insurance quickly without undergoing a medical exam. This may come at a higher cost but is excellent if you need coverage immediately, have pre-existing medical conditions or just want to avoid the needle.

Disability insurance protects your income by paying a monthly benefit while you're unable to perform the duties of your job. Critical illness insurance pays a lump sum amount if you suffer a heart attack, stroke, cancer or one of 25 illnesses. Long-term care insurance is for pre-retirees and retirees who are concerned about the cost of long-term care facilities. Health insurance covers recurring costs like drugs and dental.

You will need to have a combination of the above insurance policies to make sure you and your family are completely protected from the risks you face. For more information and to obtain a quote, visit our website at https://briansoinsurance.com/

Brian So Insurance
Vancouver, BC
(604) 928-1628
https://briansoinsurance.com/
[email protected]