Bealle Chatalbash

Question: Teenager first car, first insurance questions I live in the UK?

My step daughter has a car registered in her name at her home address. She wants her father who lives at a different address to add her to his insurance as the second driver. The premium will be far cheaper. But her father will not drive the car. I think its known as 'Fronting'. I want to know for this kind of insurance would her father have to be the registered owner and would the car have to be registered at his address? As a second driver will she be able to drive anywhere in the country and still be covered? If she gets a speeding ticket and he is the registered owner who will get the points and/or fine?

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