Barnett Fenn

Question: What is the normal procedure for a car accident without insurance?

3 weeks ago I hit a womans car in Sydney with my friends 4WD. I did not have any insurance on my side and now the woman's insurance wants me to pay for the damage. They gave me a call saying the damage was AU$ 5760 but if I would pay AU$ 2900 in the next 4 weeks that would be it for me. Now Insurance companies are not known to be humanitarian organisations so why would they let me get away with less money? I also talked to an Australian friend today who said the woman's insurance would have to give me three quotes on how much the repair of the car would be before they start doing anythin. Being a traveller I feel like the Insurance company tries to take advantage of my minimum knowledge of Insurance issues. So could someone please explain me the usual procedure for something like this?

BEST ANSWER: Try this site where you can compare quotes from different companies: INSUREINFO.US