Cara Eldredge

This will allow you save some money down the long run.

There are many options available to you can do to get back on financial track. If you use your future to repair your present, that's like cutting off your nose to spite your face.

Make sure you put aside a minimum of one day each month for bill paying. While you will not actually devote the full 24 hours to paying your bills, having a day specifically for it is helpful. Mark this day down on the calendar and don't neglect it. Missing this day can cause a bad domino effect.