Car Hop

With locations in 17 metropolitan areas throughout the United States, CarHop offers flexible sales and financing solutions. CarHop specializes in high-risk financing, providing auto financing for buyers turned down by traditional lenders. At CarHop, repossession, bankruptcy, or low credit scores do not impact an applicant’s chances of approval for vehicle financing.

In May 2011, CarHop came to the aid of tornado victims in Joplin, Missouri. By providing families and employees with quick auto financing after the storm, CarHop was able to replace hundreds of vehicles destroyed in the tornado. The company donated $5,000 to the American Red Cross to further assist with relief efforts.

The primary source of CarHop auto financing is the Universal Acceptance Corporation. UAC works exclusively with CarHop to provide vehicle financing opportunities to thousands of applicants every year. Buyers must provide proof of income and residency with their applications, along with 12 personal references and a down payment. CarHop and UAC will accept trade-in vehicles and tax refunds toward down payments.

CarHop sets itself apart from other sales finance dealers by reporting payment histories to each of the major credit bureaus in the country. CarHop also offers free 18 month, 18,000 mile limited warranties on all of its vehicles, as well as a free Vehicle History Report. Under the dealership’s three-day satisfaction guarantee, buyers have the ability to exchange or return any vehicle they buy within three days of purchase.