Do you know that you can get discount on your car insurance premiums on account of your profession? Do you know that you might be eligible for a car insurance discount simply for doing your job?. Insurance companies keep a tab on all professions and see which occupations tend to mean less driving, less risk-taking and thus, fewer accidents. Occupations such as police officers, firefighters, doctors, dentists, registered nurses, Engineers, Scientists, teachers are all high responsibility jobs and thus the chances of accidents of persons in such professions are very rare. They drive their vehicle very carefully and don’t rash around on roads. On account of their sense of responsibility insurance providers tend to give them discounts on insurance premiums.
Given below is a detailed list of car insurance discounts people can enjoy on account of their profession?
Occupational Car Discount:
Some professions in the market are taken to be more responsible than the others. Doctors, Engineers, Teachers are taken to be less driving, less risk-taking professions and are thus involved in fewer accidents. Insurance Companies work on this theory and easily give discount to customers who are in the above mentioned professions. However this discount is not mandatory in all states and certainly depends on the providers of some state whether they implement it or not. So ask your provider today and see if you qualify for this discount.
Safe Driver Discount
The best way to save money is by being a safe driver. In determining your insurance premiums insurance companies look at your whole driving record. If you have been involved in car accidents and if you have multiple speeding tickets or other violations on your record you will be charged a much higher premium than others. If your aim is to find cheap car insurance, one of the main factors you can control is how safely you drive your car. More Info