Christian Gray

Christian Healthcare Ministries (CHM)

My husband and I created this blog to further inform other Christians who may be considering to get a CHM sharing type health coverage.

Considering the recent news and changes in the health care world, things can be overwhelming to say the least!

We had our baby girls Sophia and Charlotte using CHM the entire duration. They were very pleasant to work with and we were able to pay our medical bills in a timely manner.

We can first hand vouch for the excellent support, payment response time and coverage with CHM. One of the best things we like about Christian Healthcare Ministries is the ability to choose which ever doctor you like. Most traditional health insurances are so limiting in regards to which doctor you can see and also when! They give us so much more flexibility. Traditional health insurance is so managed and limiting that it can really be annoying. CHM has three different coverage options you can choose from. There is such great flexibility and choice which is great! We have been members of Christian Healthcare Ministries for over 5 years and have had excellent results and would recommend their services to anyone. We have referred several satisfied friends and family to CHM over the years. Feel free to make any comments or post any question you have below and we’ll be happy to respond.

We would recommend switching to the GOLD coverage. There have been a few changes in CHM policy since our 1st child that we learned about.

Basically, the GOLD plan will cover everything in regards to the delivery from start to finish. The GOLD plan will also give you much more flexibility in regards to where you seek healthcare and who you want to use. The Silver and Bronze will only cover your bills that are services rendered in the hospital. This is something to take note of.

In addition, if you do decide to switch plans, be sure you switch ahead of time. CHM will make changes effective the 1st of the following month you request the change in plan. So be sure your ‘conception’ date is within the month you have the coverage you so desire.

We would recommend you speak with a representative from CHM to answer any questions you my have regarding the maternity coverage.