Daniel Hayes

I'm Daniel Hayes, a self-taught finance researcher and the founder of FinanceBeyono.

I cover U.S. tax strategy, captive insurance, IRS policy, and wealth preservation — built on primary sources, not summaries. I read IRS publications, SEC filings, tax court rulings, and state legislation directly.

What I cover:
- Captive insurance and IRC §831(b)
- IRS enforcement trends and listed transactions
- State tax and insurance legislation
- Offshore structures and compliance
- Small business tax strategy
- Wealth preservation frameworks

My approach: I don't publish summaries of other people's summaries. If I can't explain a topic in plain English after reading the original document, I don't write about it yet.

Note: I'm not a licensed attorney, CPA, or financial advisor. My writing is educational — not personalized advice.