David Toaff
Loan Officer - Residential Mortgage Banking in North Bethesda, Maryland, USA
David Toaff's journey in the world of mortgage banking stands as a testament to his dedication and expertise. As a seasoned Senior Loan Officer and Sales Manager in Residential Mortgage Banking, his exceptional skill set propelled him to the upper echelons of the industry. His remarkable tenure includes consistently being among the top 1% of loan officers nationwide from 2016 to 2023. His standout performances did not go unnoticed, as evidenced by his inclusion in the prestigious Top 500 Loan Officers in the United States for 2017 and 2018, a recognition by the Scotsman Guide. Additionally, from 2018 through 2021, he was a recipient of the Elite 8 Award from First Home Mortgage, reflecting his continuous excellence in the field. This outstanding record was further solidified by his membership in the Leaders Club annually from 2016 to 2023.
The Toaff Team of First Home Mortgage is proud to be a true equal housing lending team since 2013. We offer down payment & closing cost assistance programs in DC, MD, VA, PA & GA. These programs are primarily for first-time homebuyers, but throughout MD, we can offer assistance for those who aren't first-timers as well. Of particular significance are $15,000 grants for first responders, up to $25,000 in grant money in Montgomery County, MD and over $100,000 in assistance available in Washington, DC. Another very interesting perk available is to first-time homebuyers in N. VA is the SPARC program, which allows for a 1% reduction in interest rate, with no additional cost to secure the below-market terms! This can be combined with either a 2% grant or 3% assistance loan, allowing for either 1% down or zero-down financing.
We also have a zero-down, no mortgage insurance product available, down to a 620 credit score. The program is more affordable than and can be closed faster than a similar program from Navy Federal Credit Union. Not to mention, our team is available 7 days a week and can be reached on evenings too.
We'd love to hear from you, if you'd like more information on our various assistance programs or the myriad of other options as well. Please contact us at [email protected] to set up a secure consultation today!
David Toaff - NMLS ID: 1065782
First Home Mortgage Corp
610-348-3772