David Draper
Art Director, Director, and Filmmaker in Albany, LA
Always speak with people and tell the truth.It is a terrible idea to lie when securing your mortgage financing. Do not manipulate figures about your income and assets.This may result in you obtaining more debt you can't afford your mortgage. It seems like a good idea at first, but you may not think so in the future.
The best way to get a better rate is to ask for one. Your mortgage will never be paid if you just ask.
Don't quit your job if you are in the process of getting a home loan. Your lender will find out that you've switched job change and this could cause a big delay.