Jemmy Tullius

Question: How long does a speeding ticket affect my insurance in MA?

I got in a recent (minor) accident and was shocked at how much my insurance is going up. And it stays there for 6 years. Add that to a couple speeding tickets that are already there, and it becomes a very high rate -- particularly considering that my car is so old and worth so little, I'll be paying half what it's worth in insurance each year. When I was talking with my insurance agent about how much it would go up, I mentioned that at least the speeding tickets would be leaving soon. She disagreed. My tickets are both over 2 years old already, and I thought they would come off my insurance in 3 years. She says it's 6, just like the accident. I'd like another source to check, and am having trouble finding it. I'm currently in MA, with Commerce Insurance.

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