Adrian Tocqueville

Question: Young adult, no health insurance, I need help!?

I am going to make this simple as possible: During this year, Jan to March, I have been on my parent's insurance, NJ FamilyCare, which we were enrolled under free-care because we were horribly under the poverty line, or above it? We're poor, that's it. And on April 1st, I was terminated from my insurance, they are saying I am 19 years of age, thus I have no insurance. Late August we (as a family) re-applied with all our names, and sent the papers in. But with a lot of research, I knew I shouldn't have been, under the Affordable Care Act I should have been on my parent's insurance until the age of 26. I meet the requirements: 1. Dependent Adult (19 years old) 2. Full - time student, no college insurance. 3. No insurance for 6 months now. 4. Not employed. I know for a fact, that being a full-time student, and being unemployed, shouldn't affect this, but maybe it is? I talked to a representative from the welfare office, (where my parents applied) and the lady (rudely) told me that because I am 19, and in school, I was terminated. And my social worker won't be done looking at the papers until late November. WTF? That doesn't make sense, so I kept the battle on, and told her that I should be covered under the law. But after some bullsh*tting around, she hung up on me. So I called again. And this time, another lady was saying, her son who is 20 years old, is insured under her insurance, and that I should come in with my parents, and tell our social worker that I am a full time student, who can't afford to be employed, (because of my 21 credit semester), I am dependent, and I have no job. I was like, well, it's not like I don't want a job, I just can't find the time to have one. I used to work 12 hour shifts, so don't think I don't like to work. The main reason I need the insurance, is because of my ADHD and Mania. I also always get sick, and have kidney problems. But with this, I still can't imagine why I was terminated. The lady told me I shouldn't have been under the law, but different people have different ideas... So, I will go to my social worker on the Tuesday, and find out what's happening. But I know I should be covered, and at least for my sake until I am 23-24. To which I plan to graduate and get my own insurance, and home. But if it doesn't work out, what other low-payment options are there? I heard about NJ Protect, but it's expensive on my part, and no way can I burden my parents