Direct Insurance Group Living Benefit Life Insurance

My name is Paul Gibeaut and I am the owner of Direct Insurance Group in Deltona, Florida. I am resident licensed in Florida and also hold a non resident insurance license in many states throughout the country.

My primary focus is to get the word out about a relatively new type of life insurance called"Living Benefit Life Insurance". With this type of life insurance you do not need to die to collect a benefit from it. In addition to paying a death benefit due to an untimely loss of life this plan will also pay if you have a critical illness like cancer, stroke, kidney failure or a heart attack. Additionally some plans will also pay you a benefit if for some reason you end up not being able to perform 2 or more activities of daily living like, eating, bathing or dressing. Also some of the better plans of this type will include a terminal illness and unemployment benefit rider.

One of the best things about this new type of policy is that you are far more likely to collect a benefit for you and your family compared to an old fashioned death only term life plan. Also because of the way these plans are designed you are able to purchase a plan like this for an amount comparable to what you would pay for an old fashioned term life policy.

One of my favorite companies for this type of modern life insurance plans is Phoenix Life. In my opinion they have an excellent benefit structure and have some of the lowest if not the lowest rates around. They also make it easy to apply for this coverage and have the option to get coverage on a non medical basis which means no medical exam, blood or urine samples required. TO FIND OUT MORE ABOUT THIS GREAT PLANPLEASE CLICK THE LINK AT THE BOTTOM OF THIS PAGE.

Thank you for your interest in the very important benefits this plan can provide for you and your family. If you have any questions or would like to get some rates, please give me a call. I would be very happy to speak with you.