Vinita Jefferson

Question: How much auto coverage should I have in Wisconsin?

I own a 2008 Scion tc, and a 1990 Honda Accord LX. The Scion still has a lien against the title, and I have full coverage for this reason. I use my Honda as a primary car to drive to and from work with liability coverage only. What I have for coverage now is: Bodily Injury: 500,000/person 1,000,000/accident Property damage: 500,000/accident Underinsured and uninsured: 500,000/person 1,000,000/accident Medical Payments: 10,000 Comprehensive & Collision: 500 deductible Is this too much? My agent said something about a new law in Wisconsin making it stack for each car, so technically, I have double that coverage, and my premiums just went up. I'm looking for a way to get some cheaper premiums without exposing myself to too much risk. How much insurance do I really need?

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