Rick Yura

My why...

I have been talking to my wife over the past few months trying to decide what we are going to do with our lives and have come to the conclusion that we are rapidly getting older and have less time to plan for our retirement. I have seen over the years of what can happen to people when they do not have a plan when they retire. My mother for instance, made a good living over the years but when it came time for her to retire; she had no pension plan, social security that was at best barely enough to live on, and many other things that made it very difficult for her in " Golden Years". Seems that in that part of her life she was barely scraping by just to live, then she got sick, I will not go into details but it was bad and there was a steady decline in her health until she passed. This was a very difficult time for the entire family. That being said I too have struggled most of my life, as has most of my immediate family, living paycheck to paycheck, never ever really getting ahead of the game.

I really don't want to spend my retirement years scraping for every dime and nickel to get by. That is my reason, or my why for getting involved with this business. This business will allow us to live with financial security without having to worry about the one thing that has been haunting me all of these years. Why it came to this I will never know, and Sadly, it is becoming apparent that the government will be less and less likely to be able to fill the gaps in the long run, and, like most of our family, I didn't give much thought or effort to how I would live later in life.

After all of this my wife Kerry of 8 years passed away due to health complications. I am on my own with my 3 Cats. It never seems to get easier, life keeps throwing you curve balls. Still however I seem to manage and truge on. I am managing every aspect of my life now. I am managing my loss with help from family, friends and counselors. It is not an easy thing to do, but what i have found is that time heals .. and it may be a long time for that to happen.

Looking forward, I see that my life is changing for the better, I am seeing the light at the end of the tunnel as far as my debt is concerned. I am also starting to meet new people, doing more now than I have in the past.

I am also working harder than I ever have, I work for the security company Tyco as well as a part time job with Home Depot.