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Any unwanted or unexpected event resulting in injury and damage may be referred to as an incident. An accident broadly speaking does occur as a result of neglect, prejudice, or perhaps a mixture of causes, resulting in an unfortunate result like damage. Underneath the U.S. law, the term accident is just a wide term, covering different incidents, including but not restricted to a accident; accidents caused by uninsured or underinsured drivers; accidents involving a bus, truck, etc; premises accidents (trip and fall) caused by faulty conditions, improper preservation, repair or cleansing, overcrowding, inadequate direction, or improper security; or construction-site accidents, etc.

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