Elvin Lorenzo

Providing a unique perspective and Financial Awareness to all people, from a Gen-X'er/Millennial's and a First Generation Immigrant's Perspective.

My generation is at a very pivotal point in our financial lives today. A lot of us are graduating (or have graduated) and are well into our chosen careers. A lot of us are getting married and having kids. But now, not only do we have to think about our own retirement and wealth management, our aging parents (Baby Boomers) are now getting into the late years of their careers and retiring. Will they have enough money to retire on and to live with dignity and independence into their twilight years? What about my own kids' futures? Will my spouse be covered if anything happens to me?

Children of immigrant parents have sets of responsibilities placed on their shoulders at such a young age -- to try to decipher legal documents, loan documents and financial instruments and have to try to translate it for their parents and hope they make the right decisions for their families is a heavy burden to carry. Majority of Americans aren't even well versed in these matters. This is not the America we envisioned, as the land of opportunity.

My years in the Mortgage Industry helped me to see this firsthand. I started researching and learning along the way. I have made it my goal to bring Financial Awareness to more families before I leave this earth.

I am not here to sell any products or steer you into anything, but to present some ideas to ignite a fire under you to want to do more research and gain that security and peace of mind for yourself and your family and to no longer accept what's given to you at face value.

It is time to stop being passive consumers and take control and become a more informed investor of you and your family's future.