Erin Kouvertaris
Following is some information that may help you understand a little more about how I help my clients: I work with Canada’s leading Financial Institutions including Banks, Trust Companies and Credit Unions such as Scotiabank, TD, National Bank, CIBC, ING and many others. When you use me to find you the very best mortgage, and negotiate on your behalf, there is no cost to you. The lender pays me a fee for finding and bringing them the business. Remember that it saves them from the cost of additional employees in wages, vacations, training cost, office space and benefits. So, there is no cost to you, and I only earn a fee if I arrange the mortgage for you. Some of our lenders specialize in providing mortgages for clients who are self employed, contract employees, have seasonal income, have trouble proving income, or lack some of the standard documentation. We have seen all situations and are experienced in getting the unconventional mortgages approved. Many consumers think their bank will automatically give them the best rates because they have been loyal customers for many years, have multiple accounts with them or have high account balances. Don’t fall into that trap. That kind of thinking has cost many clients thousands of dollars in unnecessary interest. I am a fully licensed mortgage professional and am governed by FSCO. The safety and security of your personal information is of utmost importance and all discussions, documentation and file management are completely confidential at all times. Often, clients make the time-consuming mistake of going to multiple lenders themselves, attempting to negotiate the best rates. Each time a Financial Institution pulls your credit report, your Beacon Score actually drops. Sometimes the very exercise of trying to find the most competitive mortgage actually disqualifies you from obtaining the very best rate. At Dominion Lending Centres, we forward your credit report electronically to our lenders so that it isn’t pulled over and over. In summary, I am your trusted Mortgage Advisor and I work for you, not the banks. It’s my job to provide you with timely, expert advice and make certain my clients have the very best mortgage products catered to their specific situation. Your business is very important to me! Contact me for a complete mortgage review at your convenience. I am never too busy for your referrals and will take amazing care of anyone you think may find my services valuable. Sincerely, Erin