Erman Retirement Advisory has more than three decades of experience in tax and estate planning. The firm emphasizes a personalized approach to service and engages with clients in working through complex retirement considerations. Based in Southern California, Erman Retirement Advisory employs conservative asset allocation strategies designed to protect wealth across the generations.

The firm emphasizes a research-based approach to tactical asset management. A half-dozen staff members and advisory associates take a proactive approach to portfolio analysis and risk, with assets totaling approximately $130 million under management.

Howard Erman, the firm’s founder and president, has headed the Financial Planning Association’s Orange County chapter, and he consistently achieves Cetera Advisor Networks recognition as MVP, a qualification reserved for top representatives. A certified financial planner and certified retirement counselor, he also holds a license with the California Department of Insurance.

Serving the needs of California clients, Erman Retirement Advisory provides a wealth of estate planning services that help mitigate taxes and preserve wealth. Erman Retirement Advisory leverages more than 35 years of experience to design strategies that help ensure assets last comfortably throughout a client’s lifetime.

The firm employs Nobel Prize-winning techniques in allocating assets and providing investment advice. In addition to offering services to those in their retirement years, experienced associates work with professional fiduciaries responsible for managing the financial affairs of those who are ill or incapacitated.

A graduate of the University of Illinois at Urbana-Champaign, the firm’s president, Howard Erman, completed a master’s degree at Duke University and holds designation as a certified financial planner through the College for Financial Planning. The firm’s full range of client-focused services, applicable to a wide variety of objectives and timelines, can be accessed at www.ermanretirementadvisory.com.

Erman Retirement Advisory - Client-Focused Asset Allocation

Led by a certified financial planner with more than 35 years of experience in structuring well-planned investments, Erman Retirement Advisory serves clients throughout Southern California. Committed to client success, the Erman Retirement Advis