Expert Auto Home Insurance Mercury Auto Insurance
Mercury Auto Insurance and Mercury Condo Insurance in 1311 Crenshaw Blvd suite e, Torrance, CA 90501, United States
Welcome to Expert Auto Home Health Insurance Agency. The Family and Business Protection Experts. For over twenty-nine plus years, locally owned and managed Expert Auto Home Health Insurance Agency has provided comprehensive insurance products for clients in the Torrance and Los Angeles area of California. The agency was established in 1991 as an insurance agency focused on covering our neighbors’ car insurance and Home insurance. Over the years, the agency has flourished. The story of Expert Auto Home Health Insurance began with the passing of Proposition 103 in 1988. The proposition had made promises to force the casualty insurance companies to decrease rates for auto insurance products in California. However, its subsequent effect was to send most of the standard insurance companies running for the state border. By 1991, a large percentage of Southern California drivers were thus left uninsured. This gap in California Insurance coverage inspired us to establish Expert Auto Home Health Insurance Agency with a primary focus of helping uninsured families to acquire auto insurance and Home Insurance at affordable prices. At the time due to Proposition 103, many insurance companies were not writing new business. This opened up venues for our agency because their selected companies chose to stay in California and do business here. With these carriers, our employees were able to serve the local insurance buyers and have grown as a result. Business was fairly stable until June of 1994 when the Northridge Earthquake managed to turn the insurance industry on its head. Many of the insurers providing earthquake coverage found themselves either without enough reinsurance or received news from their reinsurers that rates were increasing drastically. The earthquake had taken a toll on these carriers surplus funds and began to put them out of business. Expert Auto Home Health Insurance Agency, however, being an independent agent with a selection of quality carriers to offer homeowner’s insurance, had another heyday and an unusual amount of growth for the many years following this earthquake. While Expert Auto Home Health Insurance Agency opened doors to new customers, other larger carriers like State Farm, Allstate or Farmers rejected new business.
Expert Auto Home Insurance - Mercury Auto Insurance
1311 Crenshaw Blvd suite e, Torrance, CA 90501, United States