Fagbuyi Ezekiel Damilare

I am an accomplished Team Leader with over 10 years of extensive experience in credit risk and portfolio management, currently serving as the Head of Credit Underwriting at CredPal in Lagos, Nigeria. I excel in organizing and managing teams of underwriters—both automated and human—to evaluate credit applications and identify potential risks to the company. My leadership style is characterized by respect and professionalism, enabling me to effectively delegate multiple responsibilities while fostering a collaborative environment.

In my role at CredPal, I evaluate the performance of underwriters and ensure smooth cooperation between the underwriting unit and other teams, including finance, sales, and back-office operations. My expertise in managing complex commercial loan portfolios and in-depth knowledge of commercial credit documentation contribute significantly to the organization’s success.

Previously, I worked as a Loan Administrator and Assistant Credit Risk Manager, where I underwrote financing requests, managed customer support, and developed risk management controls. I also served as Deputy Credit Risk Manager, developing policies for handling delinquent accounts and monitoring market trends to identify new risks.

My career includes roles such as Credit Risk Underwriter, Chief Credit Officer at Reeple.AI (Finver), and Head of Credit & Risk Manager at Shecluded. In these positions, I was instrumental in managing collections, recoveries, and influencing credit risk policies. I am particularly passionate about inspiring growth in startup fintechs, leveraging my expertise to drive innovation and development in the sector.

Throughout my career, I have demonstrated strong analytical skills and a commitment to mentoring my teams. My ability to make informed decisions and work collaboratively across departments has consistently improved performance and mitigated risks. I am dedicated to excellence and passionate about fostering a culture of continuous improvement in the financial sector.