Health Insurance

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Health insurance is an agreement under which an insurance company promises to reimburse the medical expenses incurred by the policyholder. The insurance coverage generally includes costs incurred for hospitalisation, medicines, specialist/doctor/surgeon as well as cost incurred during pre-hospitalisation and post-hospitalisation. There are various types of health insurance policies that can be purchased by individuals and families. These include individual health insurance policies, family floater plans, senior citizen health plans, women specific health insurance policies, disease specific plans, etc. A policyholder can extend the coverage of a plan with the help of health insurance add-ons like hospital daily cash cover, maternity cover, room rent waiver, etc. by paying an additional premium amount. There are various benefits of having a health insurance plan. Besides providing you with the insurance coverage for medical expenses, a health insurance plan provides peace of mind by providing financial stability in times of emergencies. It ensures that you get timely and required medical treatment. It also helps you avail tax benefits under Section 80D of the Income Tax Act, 1961. To ensure.

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