Heritage Education Funds Inc.


Heritage Education Funds is a leading Registered Education Savings Plan (RESP) provider in Canada with over $2.2 billion in assets under administration and almost 50 years of experience. A Heritage RESP is one of the best and easiest ways to save for a child’s post-secondary education. The Heritage Education Funds RESPs offer flexible savings options to suit your needs and help you give a child a bright future through the gift of education.

With Heritage Education Funds, your Registered Education Savings Plan (RESP) savings are placed in lower risk investments that earn a competitive and consistent return. You can also take advantage of government education savings incentives that help your savings grow even faster. Best of all, the earnings on these investments (including the government incentives) are tax-sheltered. View our website for more details about government grants in your province.

Our websites in available in English, French and Chinese: HeritageRESP.com
Call us toll-free at 1-800-739-2101
Email: customercare@heritageresp.com

By 2025, a post-secondary education could cost over $100,000!* If you have young children or you’re expecting your first child, it makes sense to learn about an easy way to start saving now, so that you’ll be prepared when your child is ready for college or university.

The best way to save for you child’s college or university education is a Registered Education Savings Plan (RESP). Heritage Education Funds has been helping parents save for post-secondary education for 47 years.

RESPs have special advantages that really help parents save more money sooner. Government grant programs contribute to RESPs, usually equal to a certain percentage of what you have contributed in a given year. For example, the Canada Education Savings Grant tops-up your annual contributions by an extra 20%, up to $7,200 over the lifetime of your child’s Registered Education Savings Plan. **

You may think that saving for post-secondary education is very similar to saving for retirement – and it is, in as much as both generally involve investing. However, that’s where similarity ends. That’s why it pays to consider using a provider who specializes in this type of investment. At Heritage Education Funds, we’re RESP experts – that’s all we do. We place your savings in lower risk investments that earn a competitive return. Consider this, the value of our clients’ accounts has never d