Lockwood Crispi

Question: Accidents, car seats and insurance?

My son's father had an accident tonight. I realize the car seat now needs replaced. Does insurance pay for this? Do they send a check or reimburse? Do insurance companies balk at paying for new car seats in accidents that weren't 'that bad'? He hit a deer but did not total the car, but had some damage to the fender and was unable to drive the car away from the accident.

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