Homeland HealthCare

Responding to the need for affordable insurance within the American population, Homeland HealthCare provides and administers supplemental health, disability, and term life insurance to individuals and groups at surprisingly reasonable rates. The main focus of the company’s business, supplemental health insurance, is characterized by the absence of deductibles or copays and the presence of predetermined benefits for covered events. Such features make the risks associated with the policies more precisely quantifiable for the Allen, Texas, provider, which can then set premiums at a much lower level than traditional policies. Policyholders benefit substantially from supplemental health insurance beyond the obvious advantages of less-costly coverage. Homeland HealthCare generally pays benefits as defined amounts triggered by certain events, such as use of an emergency room or being admitted to the hospital for any number of covered events—a process that streamlines the claims procedure and eliminates the need for lengthy itemized invoices and audit procedures. Policyholders can use the benefits to pay medical providers, cover the cost of deductibles and copays, or for whatever other purpose they desire. Because hospitalization produces a loss of income for many people, supplemental health insurance can help them pay their regular living expenses until they are well enough to work again. Homeland HealthCare also offers group health plans. Many employers, unable to afford traditional health care policies for their employees, can save substantially while still offering a valuable benefit by purchasing a group supplemental health insurance policy—either on its own or in conjunction with a high-deductible group plan. Prospective policyholders are invited to learn more about Homeland HealthCare’s offerings at HomelandHealthCare.com.