Question: I give my dad my whole paycheck but he hasn't been paying my car insurance?
I am 22 yrs old and live at home with crazy, controlling parents. I work part time and go to school full time. I have no credit, etc etc so they make me live at home and go to school nearby. My job (which is with my mother) recently cut my hours down to part time, but I was lucky because they laid off many people. I get paid around $450 every 2 weeks. My parents are constantly crying about money and I closed out my bank account so as to give them my full check with the understanding that they would help pay my student loans and car insurance. I got into a car crash where I was rear ended and I was the driver, so I received no fault. One month later, I was rear ended AGAIN and again, no fault because I was not at fault for either accident. It came out that I HAVE NO CAR INSURANCE and that my dad was not paying for any insurance because I am not even listed as a driver! I also have no health or dental insurance! (He is a psychiatrist, a doctor, and makes decent money. My mother is a social worker) So now since I have been in 2 accidents and no insurance, my dad won't let me drive and either he or my mother drives me to both work and school. However, they pay for my brother to go away to college and his health insurance, phone bill, and car insurance without question. When I ask why they won't put the car in my name and give me insurance, they say it would be $4,000 a month, which I know is very far from the truth. They also say they are working on getting me car insurance, but the accident occurred over a month ago. How long does it take to get car insurance so I can drive myself places?? What is my best course of action in this psychotic situation?
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