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Question: Does my husband need car insurance?

When I signed up for car insurance my broker told me that when my husband receives his driver's license he has to be put on the insurance. My husband got his license now, but he never drives. I drive, and have insurance. He rides his bike or the bus when he needs to get around. He tells me there's no need to have insurance for him since he doesn't drive anyway. My question is: by law, do we have to purchase car insurance for my husband even if he doesn't own a car and doesn't drive mine? Or was the broker just saying that for business purposes? I just want to be informed and do the right thing, whatever it may be. Thanks in advance.

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