Nelie Lillis

Question: Who s liable for car insurance in the state of MN?

Here's the deal...My bf took my car for the weekend out of town. While he was gone, someone hit my car in a parking lot and drove off....smashed my driver's side door in. It's a new car so I want it fixed ASAP. My thought is that his insurance should be covering it because he was in posession of my car...even if the person hit it and left. He is saying that my insurance should cover it....who is right? And why?

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