Question: Can I turn my health bills from a car wreck into my health insurance?
I'll try to make this as short as possible. I was hit by another car, who fled the scene but I was able to get her license plate, made and model of her car. Her insurance is covering the body damage for my car but I'm having problems with the medical part of all this. In all, I have had two visits with my doctor and he sent me to the hospital for xrays. I have whip lash and nothing else. I live in Kentucky, which is a no-fault injury state (I have no idea what that means). The other driver's insurance company is not going to pay for my injuries since they are less than $1000. Which means I have to turn it in to MY car insurance company and pay my $1000 deductable or pay out of pocket, which will be about $800. Someone I work with mentioned that I can turn the bills into my health insurance company for them to cover it. Is that an option? I'm not at all familiar with any of this b/c this is my first experience having to deal with car insurances. I know it doesn't matter how I feel, but I'm really ticked that someone can hit my car, flee the scene, cause injuries to me, and then I am the one responsible to pay for the medical care. Does anyone have any experience with this? Can I turn this into my health insurance to avoid paying the $800 that I don't have? Thank you.
BEST ANSWER: Try this site where you can compare quotes from different companies: INSUREINFO.US