James Allen Cole

Many people are wondering, "Why health care reform? Is it necessary? What are the reasons for reform?" Political agendas aside, health care reform is necessary and important. Here are some fast statistics on why health care change can't wait.

The United States ranks 38th out of 191 by the World Health Organization for life expectancy.

Fifteen percent of U.S. citizens have no health insurance.

Medical debt contributes to 62% of personal bankruptcies in the United States.

The new healthcare reform law will prohibit insurance companies from denying coverage because of a person's medical history or prior health condition.

And then there is rescission: A Reuters report yesterday pointed to an insurance company practice that's so awful, it's almost hard to believe. Reporter Murray Waas explained that WellPoint, an insurance powerhouse, apparently developed a policy of targeting customers with breast cancer, and then launching fraud investigations against them so their coverage could be dropped.